Learn. Grow. Retire. (Earlier)
Norway’s wealth fund gained $84 billion in the first quarter. According to the quarterly report, the Government Pension Fund Global returned 9.1 percent, or 738 billion kroner, in the first quarter of 2019. Strongest ever (in terms of kroner). This fund invests only outside Norway, to prevent the domestic economy to overheat. Returns by asset…
In a link that you can read below (free tutorial for beginners), one of the ideas that I wrote is “10. Diversification is protection against ignorance“. I continue to believe that for the average joe, without a deep knowledge of the market and/or for investors that don’t have the time or the resources to follow…
Hi readers, welcome back. It has been a busy and long week/end of the month. Thus it’s getting harder to write on a frequent a consistent basis. Today I have a new post that is basically an update, of my previous post with the 1Q2018 investment outlook for Stocks, Bonds, Oil, Gold and Real Estate.…
A Brief History of Gold Of all the precious metals, this one is the most popular. And it has been for ages. Gold’s history began in 3000 B.C. when the ancient Egyptians started producing jewellery. The Egyptians also produced gold maps – some of which survive to this day. These maps described where to find mines and…
Risk Management It’s the forecasting and evaluation of financial risks together with the identification of procedures to avoid or minimize their impact. Thus and in theory, I can use it to benefit from the upside of assets with more risk (potentially more return). While managing the downside for the overall portfolio (not getting wiped out in…
The Most Powerful Force of the Universe One of the most cited quotes ever is the one attributed to Albert Einstein, that “compound interest is the most powerful force of the universe”. Although there’s no evidence that Albert Einstein actually said this, the idea behind this sentence is that if you use compound interest in your…
For those of you that read this blog on a frequent basis, you already have figured it out that I’m a strong supporter of a passive investment strategy and exchange-traded funds. Read this. I often write about one type of portfolio: 60% stocks + 40% bonds, and rebalance for the rest of your life. Of course,…
What is a Bear Market? Generally speaking, a Bear Market is when the stock prices decline due to a widespread pessimism among investors. In terms of quantifying the definition of a bear market, the most common and accepted is when: there is a downturn of 20 percent or more from a peak in multiple broad market indexes;…
On my post about 2018 Investment Outlook, I wrote about how I thought (and still think) that with all that free and easy money from central banks out there, it’s difficult to believe in a crash that doesn’t rebound shortly after. For now I’m confirming my theory as the mini crash that we saw in…
Investing 101 For those of us that don’t (yet) have financial security, the only way to attain financial independence is by saving and investing for the long run. The goal is to put your money to work for you through investment vehicles. To form a plan you should know at least the basics so you…
One of the most important goals of this blog is to bring information and new perspectives in terms of savings, investment and strategies to a safe (and eventually) early retirement. This is not meant to be financial advice. In a way, is more like bringing important topics to discuss for information and education purposes. Recently…
With the new year, 2018 comes new optimism, with the continued upward march in global stock markets, and as growth seems set to pick up almost everywhere in the world. Some analysts continue to advise on the possibility of a bubble, pumped up by artificial and unsustainable monetary stimulus. Questions: Are we in a bubble about…