Learn. Grow. Retire. (Earlier)
History means knowledge acquired by investigation. It’s the study of past events, through evidence such as written documents, photos or other items that describe past actions. The importance of studying the history of retirement is that we can learn from previous events, mistakes, or good options in a way that it may be used in…
According to an ING global survey, people are worried that won’t have enough money in the retirement phase. Europe, the US, and Australia had an approximately 60% share that ‘agree’ or ‘strongly agree’ with the sentence: “I worry about whether I will have enough money in retirement.” Also, the majority of the respondents believe that…
Retirement Strategy Two news have caught my attention lately in the retirement world: How young people are expecting that inheritance will make sure they have money in the retirement phase; and, how the fiduciary rule can cease to exist. Both of this articles worry me. Retirement is like a long vacation in Las Vegas. The…
Financial Independence Retire Early (FIRE) Nothing that we didn’t suspect, but apparently science supports the fact that if you retire early, you will live longer! We find that induced early retirement decreased the probability that a man dies within 5 years by 2.6 percentage points. (ncbi) This study estimates the impact of early retirement on mortality…
“Where should I retire?” This is the question that we often hear people ask. The obvious answer is not always the place that we already live in. Also, being a retiree with savings and several sources of income could give you an extra advantage: You can live your retirement in more than one place. How…
Retirement Problems: #1 Not Enough Savings As I have written before, one of the key reasons that made me start a FIRE/Personal Finance blog was this kind of statistics: Nearly half of seniors die owning less than $10,000 in financial assets, according to a 2012 study for the National Bureau of Economic Research. Meanwhile, debt among…
Retirement: Problems and Solutions Financial Independence and Early Retirement is the key subject of this blog. And why did I start this endeavor? Because I believe we all can learn more and better on how to handle our personal finances, and to improve our decision-making process in order to achieve a comfortable and stable retirement.…
The Roadmap to Early Retirement One of the main reasons of this blog is to study and develop strategies for Financial Independence/Retire Early (FIRE). This concept is well developed in the United States due to several reasons. Unfortunately in Europe and other regions of the world, the community is still in its early moments (my…